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I don’t need to buy flood insurance because I don’t have a mortgage, so why do I have to be in compliance?

I completely understand the logic of self-insurance; however, the home must still comply because objects in the floodplain can negatively affect neighbors by taking up floodplain storage. Consider the watermelon in the bathtub scenario - add a watermelon and the waters will rise. Additionally, non-compliance will make the property value lower, will make the property very difficult to sell, and will make future homeowners subject to extremely high insurance rates.

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1. Is my property in the floodplain?
2. What do I need to do if I'm placing a mobile home in a floodplain?
3. I'm building a new home in the floodplain, how much more money is it going to cost to be in compliance?
4. I’ve lived here all of my life and it’s never flooded, the maps must be wrong?
5. I can’t afford the extra cost of raising my home or relocating my home to meet regulations.
6. I don’t need to buy flood insurance because I don’t have a mortgage, so why do I have to be in compliance?
7. If I get damaged in a disaster I will not seek FEMA aid.
8. I don’t want the government telling me what I can and can’t do with my own property!
  1. Wagoner County OK Homepage

  1. 307 E Cherokee Street Wagoner, OK 74467

  1. Phone: 918-485-2216

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